# finserv-mcp.co.za — Pricing SA Professional Financial Services MCP Server CenturionAI (Pty) Ltd | Wandile Lokwe, FAIS Key Individual wandile@centurionai.co.za | WhatsApp: 081 344 8722 Last updated: June 2026 --- ## What you are paying for finserv-mcp.co.za is not a calculator website. It is a maintained, AI-callable statutory calculation layer for South African financial services. Every tool call returns a result grounded in current South African legislation — the exact Act, section number, and Budget year cited for every figure. All calculations are updated after every Budget and every SARB Monetary Policy Committee meeting. 33 tools. 5 modules. One API. Maintained by a FAIS Key Individual with 20 years of South African financial services experience. --- ## Access methods There are three ways to access the platform: 1. **Web calculators** — interactive, browser-based, no account required for the trial 2. **REST API** — authenticated per-call access for developers and practitioners integrating into their own tools, workflows, or systems 3. **MCP SSE endpoint** — for AI agents and Claude Desktop integration (Developer and Enterprise only) All paid plans share the same 33 tools across 5 modules: Estate Administration, Personal Tax, Retirement Planning, Small Business, and Economic Context. --- ## Free Trial No account. No credit card. No sign-up. - 3 calculations — one-time per device, not a monthly allowance - All 33 interactive web calculators at finserv-mcp.co.za - Full results — no paywalled outputs - Web interface only — no API key - When 3 calculations are used, a prompt appears to subscribe or purchase credits The trial is designed for practitioners who want to verify the output quality and statutory accuracy before committing. Run a real calculation on a real client matter. See the result, the statutory breakdown, the section references, and the disclaimer tier. Then decide. --- ## Subscription Plans ### Starter — R249/month For the solo practitioner: the independent financial adviser, the freelance tax consultant, the sole-practitioner attorney winding up estates. - 150 calculations per month - Personal API key (REST endpoint access) - All 33 tools - Email support — response within 2 business days - No credit rollover — unused calculations do not carry over Effective rate: R1.66 per calculation. At 5 to 8 calculations per working day, 150 calculations covers a solo practitioner comfortably for the full month. --- ### Practitioner — R799/month For small professional practices with multiple fee earners: accounting firms, estate administration offices, financial advisory practices, payroll bureaux. - Up to 5 named users on one account - 400 shared calculations per month across the practice - Shared team API key with per-user access management - All 33 tools - Priority email support — response within 1 business day - 50-credit rollover per month (unused credits carry forward once) Effective rate: R2.00 per calculation. A small practice with 3 to 5 fee earners doing 20 to 30 calculations per client matter sits comfortably within the 400-calculation ceiling at typical caseloads. --- ### Developer — R1,999/month For developers building South African financial tools, LegalTech platforms, HR systems, payroll products, or AI agents on top of this statutory calculation layer. - 2,000 calculations per month - Personal API key (REST endpoint access) - MCP SSE endpoint access for Claude Desktop and AI agent integration - All 33 tools plus early access to new modules as released - Priority support — response within 4 business hours - SLA commitment: 99.5% monthly uptime - Overage: R1.50 per calculation beyond the 2,000 monthly ceiling Effective base rate: R1.00 per calculation. The Developer plan is priced for production use. The value is not the volume ceiling — it is the MCP SSE endpoint, the SLA commitment, the early module access, and the support response time. --- ### Enterprise — Custom pricing For organisations requiring volume licences, dedicated infrastructure, contractual SLAs, formal onboarding, and monthly invoicing outside of Paystack. Enterprise customers include: - Large accounting and legal firms with 10+ fee earners requiring shared access - Insurance companies, wealth managers, and banks embedding the API in advice engines - HR software companies integrating Two-Pot or PAYE calculations into payroll platforms - LegalTech companies building estate administration or conveyancing workflows What Enterprise includes (negotiated per contract): - Dedicated API key with custom rate ceiling - Contractual SLA with uptime guarantee and response time commitment - Monthly invoicing (no Paystack subscription — invoice issued to accounts department) - Data handling documentation for IT security and compliance sign-off - Named account contact at CenturionAI - Onboarding call and integration support - Annual contract structure (minimum 12-month term) - Access to all current and future modules Enterprise pricing starts at R5,000/month for small-to-medium firm deployments and is scoped based on user count, expected monthly call volume, and contract term. To discuss Enterprise: wandile@centurionai.co.za | WhatsApp: 081 344 8722 --- ## Pay-As-You-Go No monthly commitment. Buy a credit bundle upfront and use it when you need it. Pay-as-you-go is designed for: - Estate administrators and attorneys with variable, seasonal caseloads - Developers evaluating the API before committing to a subscription - One-off project use where a monthly subscription is not justified - Practitioners who use the platform a few times per quarter Credits are valid for 12 months from the date of purchase. All 33 tools are available. REST API access is included with each bundle purchase. | Bundle | Credits | Cost | Per calculation | |---|---|---|---| | Entry | 50 | R100 | R2.00 | | Standard | 200 | R360 | R1.80 | | Bulk | 500 | R850 | R1.70 | If you are regularly buying more than 500 credits at a time, a subscription is better value. The Starter plan at R249/month gives you 150 calculations at R1.66 each — cheaper than any pay-as-you-go rate, with no purchase friction and a REST API key included. Credits do not roll over between purchases. Each new bundle purchase starts a fresh 12-month expiry window. --- ## Plan comparison | Feature | Trial | Starter | Practitioner | Developer | Enterprise | PAYG | |---|---|---|---|---|---|---| | Monthly cost | R0 | R249 | R799 | R1,999 | Custom | R0 | | Calculations | 3 (once) | 150/month | 400/month | 2,000/month | Custom | As purchased | | Users | 1 | 1 | Up to 5 | 1 | Custom | 1 | | Account required | No | Yes | Yes | Yes | Yes | Yes | | API key | No | Yes | Yes | Yes | Yes | Yes | | MCP SSE endpoint | No | No | No | Yes | Optional | No | | Tools | 33 (web) | 33 | 33 | 33 | 33 | 33 | | Support | None | Email (2 days) | Priority (1 day) | Priority (4hr) | Named contact | Email | | SLA | None | None | None | 99.5% uptime | Negotiated | None | | Credit rollover | No | No | 50/month | — | — | 12-month expiry | | New module access | No | No | No | Early access | All modules | No | | Invoicing | — | Paystack | Paystack | Paystack | Monthly invoice | Paystack| | Effective rate | — | R1.66/calc | R2.00/calc | R1.00/calc | Negotiated | R1.70–R2.00 | --- ## What counts as one calculation Every successful tool call counts as one calculation, regardless of which tool is called. Estate duty, PAYE, living annuity drawdown, SARB rates, VAT position, and all other tools each cost 1 credit per successful call. Failed calls do not consume a credit. --- ## Usage limits and overage **Starter and Practitioner:** Calculations pause at 100% of monthly ceiling. Email notification at 80% usage. Top up immediately with a pay-as-you-go bundle — no interruption to access. **Developer:** Overage calls beyond 2,000 per month are billed at R1.50 per call and invoiced at month end via Paystack. No service interruption. **Enterprise:** Overage terms are defined in the contract. --- ## Payment Payment is processed through **Paystack** — South Africa's leading payment gateway. Accepted payment methods: - Instant EFT (FNB, Standard Bank, ABSA, Nedbank, Capitec) - Credit card (Visa, Mastercard) - Debit card Monthly subscriptions auto-renew on your billing date. Cancel at any time — access continues until the end of the current billing period. No partial refunds for unused days or calculations. Pay-as-you-go bundles are a once-off purchase. Credits issued immediately on payment confirmation. Enterprise clients are invoiced monthly by CenturionAI (Pty) Ltd with 30-day payment terms. --- ## API access details ### REST API (all paid plans and PAYG) - Base URL: `https://finserv-mcp.co.za/api/mcp/` - Authentication: `X-API-Key: your_api_key_here` request header - Method: POST - Content-Type: application/json - Full documentation: https://finserv-mcp.co.za/connect#api ### MCP SSE endpoint (Developer and Enterprise only) - SSE URL: `https://web-production-53df49.up.railway.app/sse` - Authentication: `X-API-Key` header - Protocol: Model Context Protocol (MCP) over Server-Sent Events (SSE) - Compatible with: Claude Desktop, custom MCP clients, AI agents - Configuration docs: https://finserv-mcp.co.za/connect#mcp --- ## Frequently asked questions **Do I need an account to use the calculators?** No. The free trial gives you 3 calculations with no account, no email, and no credit card. After 3 calls, a prompt appears to subscribe or purchase credits. **Why only 3 trial calculations?** 3 real statutory calculations are enough to verify output quality and accuracy. The pay-as-you-go Entry bundle at R100 for 50 credits is designed for low-volume occasional users. **What happens when I hit my monthly calculation ceiling?** Starter and Practitioner plans pause at 100% — you can top up with PAYG immediately. Developer plan continues with overage at R1.50/call, invoiced at month end. **Which plan is right for a small accounting practice with 4 staff?** Practitioner at R799/month. Up to 5 named users share 400 monthly calculations. **Which plan is right for a developer building an SA fintech product?** Developer at R1,999/month for the MCP SSE endpoint, 99.5% SLA, 4-hour support, and early module access. Production-scale users with higher volumes should discuss Enterprise. **Is there a contract or minimum term?** Starter, Practitioner, and Developer are month-to-month. Enterprise has a 12-month minimum. Pay-as-you-go is a single purchase with no ongoing commitment. --- ## Contact Wandile Lokwe FAIS Key Individual | CenturionAI (Pty) Ltd Centurion, Gauteng, South Africa Email: wandile@centurionai.co.za WhatsApp: 081 344 8722 Website: https://finserv-mcp.co.za